Financial & Insurance

At San Marcos Pediatric Dentistry, we are dedicated to delivering exceptional dental care that is both accessible and affordable for every family. Our commitment includes actively coordinating with various insurance providers to ensure you receive comprehensive support. Although we strive to keep the following list of accepted insurances up-to-date, changes can occur, so we encourage you to contact our office for the latest information regarding your insurance plan.

Insurance Participants (In-network)

  • Aetna PPO
  • Ameritas
  • Arizona Complete Health (Ahcccs)
  • BC/BS of Arizona
  • Careington
  • Cigna PPO
  • Delta Dental PPO
  • Dentemax
  • GEHA
  • Guardian
  • Humana
  • Liberty Dental
  • Lincoln Financial
  • Lineco
  • MetLife
  • Mutual of Omaha
  • Premier Access
  • Principal
  • Southwest Services
  • Sunlife (previously Assurant)
  • TDA PPO
  • UMR
  • United Concordia
  • United Healthcare PPO
  • United Healthcare Community plan (Ahcccs)
  • UNUM

Before scheduling your appointment, we recommend verifying your coverage with a representative from your insurance provider. This will facilitate an accurate estimation of any copayments required at the time of service. While we cannot guarantee specific insurance payments or approvals, we pledge to provide you with a preliminary cost estimate to ensure transparency.

Our office diligently submits insurance claims on your behalf and communicates with your insurer to maximize your benefits. Should there be any outstanding balance after insurance processing, you will receive a clear and detailed statement.

Understanding Dental Insurance

It’s important to remember that dental insurance is designed as a financial aid, not a payment solution in full. Responsibility for any incurred charges ultimately rests with you, the patient or guardian, regardless of insurance involvement. We maintain our primary relationship with you, aiming to ensure your satisfaction and dental health above all.

Handling Outstanding Balances

Upon receipt of a statement for any remaining balance, timely payment is appreciated. We understand that financial situations can vary, especially in urgent cases, and encourage open communication to address any concerns or needs regarding payment. Our team is here to assist and provide flexible solutions whenever possible.

Payment Methods

San Marcos Pediatric Dentistry accepts a variety of payment options, including most major credit cards, ensuring convenience and accessibility for our families. Please be aware that you are fully responsible for all fees charged by our practice, irrespective of insurance benefits.